Many users are afraid to break them or get lost in menus – so they don’t explore and learn all the things they can do. The contactless feature on American express cards is designed for speedy, on-the-go transactions. Learn how to certify for mobile NFC payments and then contact your American express representative to get started. As a matter of fact, NFC chips will be incorporated right into your smartphone’s circuitry. One day, we’ll all be paying for things with our phones, and NFC is the ticket to that future.
About 20 percent of phones worldwide might have NFC capabilities by 2014 source: Juniper With the widespread reach of NFC phones, NFC tags could one day become as commonplace as bar codes. Or, at your favorite restaurants, you can touch your phone to an NFC tagged menu and voila – you have the entire menu on your phone, along with nutritional information and mouth-watering descriptions of the ingredients in your favorite dishes. Even if you’ve never owned an NFC-equipped phone or tablet (like the Samsung Galaxy S5 or a Nokia Lumia), you’ve probably used NFC.
So what is NFC technology? The technology, which lets two local devices share small bits of data, is embedded in things like commuter cards, print advertisements, and smart cards. Now that the technology is placed in more Android and Windows phones – and Apple’s iPhone 6, iPhone 6 Plus and Apple Watch – NFC is more relevant than ever. NFC (near-field communication) allows two devices placed within a few centimeters of each other to exchange data. One-way communication: Here, a powered device (like a phone, credit card reader, or commuter card terminal) reads and writes to an NFC chip.
For instance, instead of going through this process to pair your phone with Bluetooth speakers , you can simply tap the phone to a speaker, let the devices use NFC to exchange the pairing data, and you’re set. The biggest concern around NFC payments is security, but the mobile payment structure is so complex, any hacking or intercepting would be very difficult.
After launching the payment application on your phone, the phone is tapped on the credit card terminal and a connection is made using NFC. The transaction is then validated with a separate chip called the secure element (SE), which relays that authorization back to the NFC modem. NFC tags: This is probably the most common way NFC is currently used on Android and Windows phones. These use a ISO/IEC 14443 Type A chipset, which used to be the ‘classic’ NFC chipset.
